Many kinds of buses can be found on Michigan roads every day: city buses, school buses, tour or charter buses, airport or hotel shuttles, medical transport buses, and more. Due to their size and weight, buses have less maneuverability and take longer to stop than other vehicles, and their high profiles and center of gravity increase the risk of rollovers. At the same time, bus passengers are not usually afforded the same safety features as are standard in passenger cars, such as seatbelts and airbags. This means that when a bus is involved in a crash, it can easily result in injuries to other motorists as well as bus passengers. Approximately 60,000 bus crashes occur each year in the United States.
In most cases, a bus passenger and the driver and passengers of any other involved vehicle are entitled to Michigan No-Fault benefits from their own car insurance company, or under the car insurance policy of a relative who lives in the same household. These benefits include payment of some or all medical expenses, three years of lost wages, and the home care needed due to the injuries.